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Anuncio de los artículos posteados en: Febrero. 2016

16 Feb. 2016 

The Latest Beauty Product Everyone's Talking About

Move over B.B. cream theres a new product on beauty shelves.

Chances are you've spotted the latest trend in skincare: the C.C., or color correcting, cream at your drugstore or beauty boutique.

Unlike a concealer, which merely hides blemishes and redness, a color-correcting cream provides coverage, hydration to dry skin, and sunscreen for protection against damaging rays. While B.B. creams, or beauty balms, offer similar benefits, a C.C. cream is lighter for daily wear. It also comes in more color varieties and can brighten up dull complexions.

READ: Five B.B. Creams to Try

Often they have light-diffusing particles to improve the look of your complexion," says Debra Jaliman, a New York City-based dermatologist. "They are best for people with redness or any imperfections in their (skin) color. You can use it instead of foundation.

Dermatologist and cosmetic surgeon Dr. Joel Schlessinger adds that C.C. creams are useful when it comes to the daily sun protection everyone needs.



C.C. creams can be very beneficial for acne-prone or oily complexions due to their lighter formulation and full coverage, says Schlessinger. Investing in a good C.C. cream can shorten your daily routine, enhance your skins appearance and prevent premature aging.

READ: How to Get Back to Great Skin



Makeup artists like Genn Shaughnessy rave about how C.C. creams can have the effect of lots of products in one.

Typically, Id do a primer, concealer, foundation and finishing powder for complexion coverage alone, says Shaughnessy, who personally uses a C.C. cream daily. Now, I can substitute prep time and product cost by eliminating multiple steps. It also typically comes in a tube, so replacing a slew of glass bottles and jars saves weight in my kit.

To get more bang for your buck, first find out what your complexion needs from a dermatologist before splurging on a product. If your skin does need extra help in looking its best, look for a C.C. cream that offers sun protection to prevent wrinkles and fine lines.

If you have great skin, this is not the product for you, warns Dr. Jaliman. I find it is worth investing in a C.C. cream, but some of the products are very opaque, so you have to be careful that you dont end up looking mask-like.

READ: Top 10 Concealers Under $10

And because C.C. creams are fairly new to the beauty market, the hunt for finding a product that perfectly matches your skin tone can be time consuming. Shaughnessy does note that for some, adding a few drops of their foundation to lighten or darken the pigment can help, but it can also defeat the purpose of investing in one to begin with.

They may not be rich enough for someone with really dry skin, she adds.

Nevertheless, it seems C.C. creams are here to stay at least for now.

Especially with summer, multi-tasking products that contain SPF are always worth the investment, says makeup expert Laura Geller who developed her own C.C. cream, which she insists delivers light coverage, especially on days when temperatures continually rise.

Whats more, its a travel-friendly compact that is perfect for travel, she says.

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15 Feb. 2016 

6 Ways To Successfully Invest In Real Estate



You've probably seen the shows on cable television or satellite that make investing in real estate look simple and profitable. While this business venture can be very rewarding, personally and financially, it's important to keep a realistic perspective and make smart choices. If an investment property is in your future plans, here are some tips to help you be successful.

Educate Yourself about the Industry

Investment properties are not like regular home-buying transactions. When purchasing these properties, you need to always look to the future and consider what buying trends will be within the time frame you intend to sell. A valuable asset is your Realtor. He or she can help you find properties that have great investment potential and steer you away from money pits that won't earn you a single cent when you go to sell.

Consider How Long You Can Afford to Hold onto the Investment

Some investors buy properties, renovate them, and put them right back on the market. Serious cash can be made when the right property can be turned over rather quickly. However, sometimes you'll make more money holding onto the property until the market turns around or until you've earned a substantial amount of rental income that can go toward paying off the property. Investors need to determine which gamble will pay off the most.

What Are Your Investment Goals?

Some buyers are only interested in investing in a single property, while others want to own several investment properties at one time and rent out. Knowing your investment goals will help you purchase appropriate properties. For example, if your goal is to rent out the home you buy to pay the monthly mortgage and make a little extra money that can be put toward purchasing a new property, then you'll want to find a property in an area that will support a healthy, monthly rent amount and is at a low enough price that a profit via renting is reasonable to expect.

Always Get an Inspection

First-time buyers aren't the only ones that make this mistake. Even experienced investors sometimes opt to forgo spending money on a home inspection. Many investment properties are sold as is. This means that the seller will not make any improvements or repairs that may be found during the inspection.



Although you may not be able to get the seller to fix problems or even lower the price due to the inspection results, it is still important that you know exactly what you're getting into when you buy the investigate this site property. This will help you set your budget and evaluate whether or not the property has the potential to be a solid investment.

Do Not Expect to Get Rich Quick

One of the caveats that those cable television shows should tell you but don't, is that rarely do people get rich from investing in properties. Yes, you can make a great living flipping homes. You may even be as rich as Donald Trump someday. But overall, most people make a modest return on their investments and it takes several properties and several years to see even minimal results. If you want to have a successful career in buying investment properties, slow and steady is the mantra.

Form a Solid Investment Team

Who should be on your real estate investment team? First, you need a Realtor who can help you find the best properties at the best prices. Secondly, you need to work with a lender who will loan money for investment properties. A home inspector, a general contractor, and even a financial advisor are 3 other professionals that should be a part of your investment team for successful buying and selling.

By: Jordan Rocksmith



Article Directory:

Visit Gate Solutions Inc. to see the page www.joanpletcher.com/estates.html today!



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07 Feb. 2016 

Playboy Mansion for Sale -- With One Tenant for Life

playboy-mansion-sale-ee0960dd44232510VgnVCM100000d7c1a8c0____playboy-mansion-sale(2015 Michael Tran)

We called it: In October, we revealed that the Playboy mansion -- home to Hugh Hefner and the site of epic parties back in the day -- is in need of major renovations. Now, if a new report from TMZ is to be believed, it looks like Hef is finally ready to throw in the towel: Within a month, the crumbling 6-acre estate will be up for sale.

In spite of the 29-room (six-bedroom) Beverly Hills mansion's decrepit condition, its owner, Playboy Enterprises, hopes to sell it for north of $200 million. Plus, the buyer will have to grapple with another huge catch: According to TMZ, the buyer will have to grant 89-year-old Hef a "life estate," which means he can continue living there until death parts him from his beloved bachelor pad.

Ummm who the heck wants to buy a home with someone living in it? Strange as it may seem, "life estate" arrangements are as old as the hills.

"Life estates go way back to the earliest roots of the common law, and they are great for providing for someone to live in his or her own home until death," says David Reiss, research director at the Center for Urban Business Entrepreneurship at Brooklyn Law School. "Effectively, a life estate grants the [original owner] many of the indicia [characteristics] of full ownership for the rest of his life. Upon death, complete ownership of the property can pass to another. A common example would be where a husband bequeaths a life estate in the home to his wife, with the remainder to his children upon her death."

But Hefner's deal differs in one key way: He's not bequeathing his home to family members or even a deserving Playboy bunny, but to an as-yet unknown third party who'll be forking over millions to move in once Hef passes on.

"This seems like a version of a reverse mortgage, because it frees up equity in the home during the owner's lifetime without interfering too much with his use and enjoyment of the property," Reiss continues.

But this privilege will likely drag down the asking price, a lot. While the listing price may be $200 million, most experts say that $80 million to $90 million is more realistic.

"The life estate would likely significantly reduce the fair market of the property, because the purchaser must defer taking possession as well as other aspects of ownership -- renovating it, for example -- until the death of the life tenant," Reiss says. "Moreover, the purchaser must deal with the uncertainty of the life estate: Will it end in a year or in 10 years?"

And aside from these uncertainties, there's the question of liability. Without adequate legal protection, the owner could be responsible for any damage to the property or its inhabitants. Granted, Hef is 89 and probably passes his days playing chess, but if Playboy bunnies continue to hop in and out, anything could happen.

"What if there's a fire and the place burns down? What if Hefner falls down and breaks his hip?" asks Wendy Flynn, a Realtor in College go to the website Station, TX. "After all, it is known as a party house."

All in all, if you're salivating for a piece of Playboy history, make sure to man up your legal team to protect you from all that could go wrong before you're able to take possession. And even though the mansion is a decent candidate for a tear-down, "don't start spending money on plans for the property," Reiss adds.



Even though Hef is already past the average U.S. male's life expectancy of 84.3, "a lot can happen before possession of the property is actually conveyed."

Still, if you've got deep reserves of cash and patience, you could be rewarded with a grotto of your very own -- playmates not included.

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02 Feb. 2016 

Top 10 international places to invest in real estate





Photo courtesy of Shutterstock

If you could buy prime beachfront property at a bargain price, wouldn't you?

Finding a steal in the U.S. is probably not going to happen. Housing affordability is diminishing, and in some markets homes are even less affordable now than they were in the heyday of the housing bubble. So investors, retirees and adventurous buyers are looking internationally for options that offer a better bang for their buck.



Homebuyers open themselves up to more options and a larger range of price points when they're willing to look in countries other than the U.S. Plus, if a foreign market is experiencing rapid growth, there's a greater likelihood that buyers will get a large return on their investment.

But house-hunting abroad comes with its own set of hurdles. Namely, home financing is a very different process outside our borders. Interest rates can be higher and in some places down payments need to be larger. Also, buyers used to scrolling through listing websites won't find as much luck finding properties as they would in the U.S. -- many other countries don't have the multiple listing service to catalog available properties. And of course, there are language and legal barriers to face.

If you're considering an international investment property, step one is to find a good real estate attorney who understands the country's laws, especially if you're not fluent in the local language.

But if you're ready to take the plunge, consider these 10 places where your return on investment could be as nice as your coastal view. We worked with Live and Invest Overseas, a publication and research company specializing in international living, to determine the best international property buys for 2014. In culling the list, the firm considered many factors, including market events, currency fluctuations and tourism.

Take a look at this list before you start packing your sunglasses.

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